The motto at Let’s Talk Mortgages is “Real Finds Real”- a promise that goes beyond business, reflecting a genuine commitment to making a difference in the local community.
For owner John Digges and his dedicated crew, it’s all about real people doing real good for the community they serve. And they’re doing just that.
The Delray Beach mortgage company has become a cornerstone for charitable giving, forging partnerships with local non-profits like Community Greening and participating in everything from fitness fundraisers to holiday gift drives. Let’s Talk Mortgages has quickly earned a reputation for transforming their office into a hub of giving, where clients, neighbors, and businesses come together for a cause. Some of their past charity events included sponsoring jobs for teens through Community Greening, raising money for the Breast Cancer Foundation through their Fitness for the Fight event, and collecting gifts for the 4kids organization during the holidays.
“We have found a greater purpose using our platform and office to connect members of the community and get more people involved in raising awareness to help others in need,” said John Digges, Branch Owner of Let’s Talk Mortgages.
“We are combining the human interaction of giving back to the community and helping people get financing,” said John, “We enjoy meeting other like-minded people and businesses that want to bring people together for a good cause.”
The company’s charitable events have grown exponentially over the years, with exciting plans for 2025, including collaborations with Habitat for Humanity, organizing community runs, and continuing their ongoing work with Community Greening. It’s not just business— it’s a movement.
“My mom always said if I had one dollar to my name, I would give it to someone who needs it. And now at 43, I own a mortgage branch, and I lend money,” continued John.
With over two decades of experience in the mortgage industry, John has become a trusted partner for countless clients, helping them secure the financing they need to make their dreams of homeownership a reality. Whether it’s for a first-time homebuyer or a seasoned investor, Let’s Talk Mortgages has the experience, flexibility, and heart to support their clients every step of the way.
“We work with our community and for our community, helping families and individuals get into the home of their dreams,” said John. “We don’t just work for South Florida homeowners; we are South Florida homeowners. We live here, we work here, our kids go to school here, and we want to see our communities thrive.”
Let’s Talk Mortgages does it all. They can be super price sensitive to win the cookie cutter loans and have limitless options to assist clients with every type of purchase, refinance or just advice for the future.
“My experience as an owner as well as a Sales Manager provides a level of expertise that has resulted in many of my clients becoming clients for life. I have developed a high level of trust with every real estate professional I have worked closely with providing the outstanding service they require. I am a family man at heart, extremely goal-oriented with a strong moral belief system,” said John.
John lives, works and volunteers in Delray Beach. He and his wife Jennie have four children, who go to school in Delray, and they are very involved in the community. Their oldest daughter Aubrey is 15, son Levi is 12, daughter Dylan is 9, and the final addition Finn is 7. John is a Highland Beach Sea Turtle volunteer, where he walks the beach and marks sea turtle nests. His team can be seen on golf carts and walking along Atlantic Avenue wearing Let’s Talk Mortgages t-shirts or driving around the Avenue taking his kids to school dressed as Santa, always with the goal of bringing smiles all around.
“When I am not assisting clients or realtors my time is spent with my loving family. We have lived in South Florida for 24 years to which we have a strong attachment as well as being very involved in the community,” said John.
He purchased a new office in East Delray Beach across from the Seagate Hotel to ensure the company would always have a main location close to home and the town his family loves dearly.
“We are very connected to our local market in Delray Beach as well as all areas of the great State of Florida. We are also licensed in 48 states to which we service with the same commitment of service. The long-term goal is continuing our growth organically both locally and nationally and continuing to be the go-to lender for realtors and clients looking for an open book approach to closing loans,” added John.
Check out Atlantic Ave Magazine’s event calendar for upcoming events hosted by Let’s Talk Mortgages.
LET’S TALK MORTGAGES
John B. Digges
561-302-5920
john@letstalkmortgages.com
