Michael Kodsi has been a leader in the mortgage industry for over 30 years. He started out in his family’s real estate development company and forged a path of his own as a licensed mortgage lender.
Kodsi is not your ordinary mortgage banker. Like a star athlete he makes things happen that amaze those around him. With over 233 five-star reviews, people are more than effusive in their assessment of his talent and team at Choice Mortgage.
The reviews range from awe-inspiring to reverential.
“What a wonderful experience. Money is always a source of anxiety, but Michael made it a no-hassle experience. He looked out for us in every way and returned calls on weekends. Choice got us the absolute lowest interest rate anyone offered. I would give him 10 stars but 5 is the most they allow,” said 850 AM WFTL talk show host Joyce Kaufman.
Kodsi does not treat people (like Kaufman) with care and compassion for 5-star reviews, he genuinely cares. He prioritizes exceptional service, personalized care, and unmatched expertise to help people achieve their dream of homeownership.
He does it with a high level of motivation and concentration on getting the deal done. The result is that he gets clients the most competitive pricing with less stress. Add that to the fact that he is available 24/7 – and is always a phone call away – makes him a superstar to many.
“If you’re thinking of refinancing your home, do yourself a favor and call Michael Kodsi immediately. From beginning to end, Michael and his ALL STAR TEAM will work quickly to get you closed. I refinanced my house and closed in less than 30 days! He really took care of us,” said Andy Greenberg
That makes sense when you listen to Kodsi talk about his business philosophy. “I get gratification approving buyers to get their dream homes or giving them cash to make home improvements. I also help them pay off high-interest-rate debts such as credit cards and/or 2nd mortgages. Our clients are like family to us.”
Everyone knows that to win you need a successful team. Kodsi knows this and makes sure his clients get the full home-court advantage. The Choice team navigates all real estate challenges whether appraisal, title, income, credit, verifying proof of funds and other invaluable resources.
As a client you don’t have to worry about the messy world of finance and mortgage lending, you can leave it to Kodsi. He gets loans for borrowers when others decline them.
“We understand that taking on a mortgage can be daunting,” Kodsi says. “But we believe it shouldn’t be that way. Our clients are taken care of every step of the way, whether purchasing their first home or refinancing an existing property.”
You don’t’ have to tell that to Matthew Gagnon.
“You couldn’t ask for a more professional and available person to get your loan refinanced than Michael Kodsi. He answers his phone or gets back to you immediately. I was able to close on my new loan within a month, pay off some high-interest credit card debt and pull some cash for a new roof.”
Those are not idle words. Clients go to Choice Mortgage for their excellent reputation and referrals follow them like a tag team. Kodsi knows this and consistently proves that his name is synonymous with mortgage and loan success.
Choice specializes in all types of financial transactions and real estate challenges. From appraisal issues to title concerns, self-employed status with sophisticated tax returns, sourcing down payment and more.
“We’re not just about selling mortgages—we’re about providing solutions that fit each person’s needs,” said Kodsi. “We want to ensure our clients get the best loan program tailored to their specific financial situation.”
From purchasing to refinancing, VA/FHA/Reverse government programs, condo’s, investment properties and vacation home lending, Choice Mortgage has services to help all clients. They also respond quickly to market changes, ensuring that clients always have access to the most relevant and competitive mortgage programs available.
They can also arrange cash out for debt consolidation, unpaid property taxes, judgements and liens. That includes personal or unpaid property taxes, HOA assessments, lines of credit, Y Green and Pace 2nd liens. They also offer hard money loans for quick closings, no income verification for self-employed and/or asset-based lending.
Personalized service, expert knowledge, and commitment to finding the best mortgage solutions is Kodsi’s goal. Whether someone is a first-time homebuyer, looking to refinance, or exploring reverse mortgage options, Kodsi and his team take time to understand each person’s financial situation and guide them through the entire process with clear honest advice.
“We know that buying or refinancing a home is one of the biggest decisions a person will make. Our job is to make that experience as easy and transparent as possible.”
The company’s staff speaks multiple languages. “We have an unwavering commitment to ensure every client is treated like a priority. We also look for new ways to help clients improve their financial situations and achieve homeownership. That’s our core mission – it’s what drives us every day.”
Kodsi’s word is his bond. The testimonials that glow like fireflies at night echo what many have experienced – prompt, professional, and compassionate service that turns a stressful process into a seamless experience.
As the mortgage market continues to evolve, Choice Mortgage remains committed to evolving alongside it. The company’s ability to stay ahead of market trends and continually adapt to the changing needs of clients is a testament to Kodsi’s leadership.
“We’ve come a long way since 1995, but our core values haven’t changed. We’re still focused on providing the best service, knowledgeable advice, and the fastest, most efficient process possible. That’s what makes Choice Mortgage the right choice, every time.”
For Michael Kodsi, Choice Mortgage is more than just a company—it’s a mission to improve lives, one loan at a time.
Whether you’re purchasing your first home, refinancing, or exploring other financing options, Choice Mortgage is here to help you make the right choice for your future.
CHOICE MORTGAGE
NMLS 166254
40 SE Fifth St. #401
Boca Raton, Fl 33432
www.choicemortgageinc.com
561 441 2730
mkodsi@choicemtg.com
